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CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE
BALTIMORE, 21202

2008 Mortgage Research	Dent	Missouri	US
Total Applications	36	3,272	3,288
Average Loan	$62.6k	$59.3k	$59.3k
Loan to Income Ratio	1.50	1.29	1.29
Subprime Loans	30.56%	29.10%	29.17%
Refinancing Loans	88.89%	89.36%	89.36%
Principal Dwellings	100%	100%	100%
Rejected Applications	—	—	—

CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACEBALTIMORE, 21202