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CITIFINANCIAL, INC. 300 ST. PAUL PLACE
BALTIMORE, 21202

2008 Mortgage Research	Clark	Idaho	US
Total Applications	3	1,431	43,902
Average Loan	$59.0k	$59.9k	$69.4k
Loan to Income Ratio	1.64	1.26	1.36
Subprime Loans	66.67%	26.21%	28.63%
Refinancing Loans	66.67%	88.68%	84.33%
Principal Dwellings	100%	100%	99.96%
Rejected Applications	—	—	—

CITIFINANCIAL, INC. 300 ST. PAUL PLACEBALTIMORE, 21202