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CITIFINANCIAL, INC. 300 ST. PAUL PLACE
BALTIMORE, 21202

2008 Mortgage Research	Aroostook	Maine	US
Total Applications	113	1,137	43,902
Average Loan	$47.1k	$61.8k	$69.4k
Loan to Income Ratio	1.41	1.41	1.36
Subprime Loans	39.82%	28.50%	28.63%
Refinancing Loans	78.76%	84.52%	84.33%
Principal Dwellings	100%	100%	99.96%
Rejected Applications	—	—	—

CITIFINANCIAL, INC. 300 ST. PAUL PLACEBALTIMORE, 21202