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CITIFINANCIAL, INC. 300 ST. PAUL PLACE
BALTIMORE, 21202

2008 Mortgage Research	Forest	Wisconsin	US
Total Applications	29	3,911	43,902
Average Loan	$57.9k	$67.4k	$69.4k
Loan to Income Ratio	1.49	1.39	1.36
Subprime Loans	31.03%	29.17%	28.63%
Refinancing Loans	93.10%	90.44%	84.33%
Principal Dwellings	100%	99.97%	99.96%
Rejected Applications	—	—	—

CITIFINANCIAL, INC. 300 ST. PAUL PLACEBALTIMORE, 21202