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CITIFINANCIAL, INC. 300 ST. PAUL PLACE
BALTIMORE, 21202

2008 Mortgage Research	Jasper	Mississippi	US
Total Applications	38	2,152	4,290
Average Loan	$39.4k	$49.1k	$52.1k
Loan to Income Ratio	0.99	1.18	1.21
Subprime Loans	42.11%	29.14%	30.65%
Refinancing Loans	84.21%	79.69%	83.01%
Principal Dwellings	100%	100%	99.95%
Rejected Applications	—	—	—

CITIFINANCIAL, INC. 300 ST. PAUL PLACEBALTIMORE, 21202