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CITIFINANCIAL, INC. 300 ST. PAUL PLACE
BALTIMORE, 21202

2006 Mortgage Research Brooks Texas US
Total Applications 14 12,554 12,560
Average Loan $25.1k $43.0k $43.0k
Loan to Income Ratio 0.67 1.05 1.05
Subprime Loans 57.14% 33.26% 33.25%
Refinancing Loans 64.29% 66.29% 66.28%
Principal Dwellings 100% 100% 100%
Rejected Applications