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CITIFINANCIAL, INC. 300 ST. PAUL PLACE
BALTIMORE, 21202

2008 Mortgage Research	Crockett	Texas	US
Total Applications	4	12,100	12,107
Average Loan	$36.0k	$46.1k	$46.1k
Loan to Income Ratio	0.65	1.06	1.06
Subprime Loans	—	39.48%	39.46%
Refinancing Loans	75%	69.42%	69.43%
Principal Dwellings	100%	99.96%	99.96%
Rejected Applications	—	—	—

CITIFINANCIAL, INC. 300 ST. PAUL PLACEBALTIMORE, 21202