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LIBERTY BANK OF ARKANSAS 2901 EAST HIGHLAND DRIVE
JONESBORO, 72401

2008 Mortgage Research	Baxter	Arkansas	US
Total Applications	100	2,627	2,722
Average Loan	$163.0k	$116.1k	$120.7k
Loan to Income Ratio	1.12	1.29	1.30
Subprime Loans	26%	21.77%	21.90%
Refinancing Loans	51%	38.52%	38.80%
Principal Dwellings	74%	73.62%	73.37%
Rejected Applications	—	—	—

LIBERTY BANK OF ARKANSAS 2901 EAST HIGHLAND DRIVEJONESBORO, 72401