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LIBERTY BANK OF ARKANSAS 2901 EAST HIGHLAND DRIVE
JONESBORO, 72401

2008 Mortgage Research	Clay	Arkansas	US
Total Applications	23	2,627	2,722
Average Loan	$71.3k	$116.1k	$120.7k
Loan to Income Ratio	1.39	1.29	1.30
Subprime Loans	73.91%	21.77%	21.90%
Refinancing Loans	39.13%	38.52%	38.80%
Principal Dwellings	100%	73.62%	73.37%
Rejected Applications	—	—	—

LIBERTY BANK OF ARKANSAS 2901 EAST HIGHLAND DRIVEJONESBORO, 72401