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WESTERN SECURITY BANK 2812 1ST AVE NORTH
BILLINGS, 59101

2008 Mortgage Research	Fergus	Montana	US
Total Applications	33	693	697
Average Loan	$144.2k	$174.6k	$174.8k
Loan to Income Ratio	2.18	2.30	2.27
Subprime Loans	—	2.31%	2.30%
Refinancing Loans	45.45%	40.55%	40.32%
Principal Dwellings	93.94%	90.33%	90.10%
Rejected Applications	—	2.16%	2.15%

WESTERN SECURITY BANK 2812 1ST AVE NORTHBILLINGS, 59101