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WESTERN SECURITY BANK 2812 1ST AVE NORTH
BILLINGS, 59101

2008 Mortgage Research	Golden Valley	Montana	US
Total Applications	1	693	697
Average Loan	$168.0k	$174.6k	$174.8k
Loan to Income Ratio	3.91	2.30	2.27
Subprime Loans	—	2.31%	2.30%
Refinancing Loans	—	40.55%	40.32%
Principal Dwellings	100%	90.33%	90.10%
Rejected Applications	—	2.16%	2.15%

WESTERN SECURITY BANK 2812 1ST AVE NORTHBILLINGS, 59101