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CEDAR RAPIDS BANK AND TRUST 500 1ST AVENUE
CEDAR RAPIDS, 52402

2008 Mortgage Research	Linn	Iowa	US
Total Applications	328	385	455
Average Loan	$142.4k	$144.8k	$138.0k
Loan to Income Ratio	1.49	1.46	1.44
Subprime Loans	2.13%	2.34%	2.20%
Refinancing Loans	33.23%	35.58%	31.43%
Principal Dwellings	91.16%	90.65%	90.99%
Rejected Applications	—	—	—

CEDAR RAPIDS BANK AND TRUST 500 1ST AVENUECEDAR RAPIDS, 52402