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SOLSTICE CAPITAL GROUP INC 17461 DERIAN AVENUE, SUITE 200
IRVINE, 92614-5843

2008 Mortgage Research	Humphreys	Mississippi	US
Total Applications	3	394	21,007
Average Loan	$81.0k	$123.3k	$171.8k
Loan to Income Ratio	2.23	2.22	2.71
Subprime Loans	—	7.61%	7.95%
Refinancing Loans	100%	96.70%	97.00%
Principal Dwellings	100%	98.22%	98.26%
Rejected Applications	—	—	—

SOLSTICE CAPITAL GROUP INC 17461 DERIAN AVENUE, SUITE 200IRVINE, 92614-5843