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ASTORIA FEDERAL MORTGAGE CORP. ONE ASTORIA FEDERAL PLAZA
LAKE SUCCESS, 11042

2008 Mortgage Research	Fairfield	Connecticut	US
Total Applications	586	639	4,867
Average Loan	$859.8k	$834.4k	$714.4k
Loan to Income Ratio	1.83	1.83	2.03
Subprime Loans	—	—	0.04%
Refinancing Loans	72.01%	71.36%	62.79%
Principal Dwellings	99.32%	98.59%	96.45%
Rejected Applications	12.12%	13.15%	14.22%

ASTORIA FEDERAL MORTGAGE CORP. ONE ASTORIA FEDERAL PLAZALAKE SUCCESS, 11042