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MERRILL LYNCH CREDIT CORP. 4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, 32246-6484

2008 Mortgage Research	Haines	Alaska	US
Total Applications	1	53	23,876
Average Loan	$300.0k	$286.6k	$432.1k
Loan to Income Ratio	1.56	1.86	1.71
Subprime Loans	—	—	0.23%
Refinancing Loans	—	66.04%	65.38%
Principal Dwellings	—	88.68%	80.40%
Rejected Applications	—	9.43%	16.26%

MERRILL LYNCH CREDIT CORP. 4804 DEER LAKE DRIVE EAST BLDG 3 FL 5JACKSONVILLE, 32246-6484