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GUILD MORTGAGE COMPANY 9160 GRAMERCY DRIVE
SAN DIEGO, 92123

2008 Mortgage Research	Liberty	Montana	US
Total Applications	1	540	14,664
Average Loan	$43.0k	$161.2k	$204.9k
Loan to Income Ratio	1.16	2.42	2.43
Subprime Loans	—	4.44%	7.88%
Refinancing Loans	100%	34.44%	25.95%
Principal Dwellings	100%	92.96%	92.00%
Rejected Applications	—	2.41%	5.32%

GUILD MORTGAGE COMPANY 9160 GRAMERCY DRIVESAN DIEGO, 92123