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UNIVERSAL LENDING CORPORATION 6775 EAST EVANS AVE.
DENVER, 80224

2008 Mortgage Research	Daniels	Montana	US
Total Applications	4	219	6,156
Average Loan	$86.3k	$145.7k	$172.8k
Loan to Income Ratio	1.84	2.52	2.53
Subprime Loans	—	5.94%	15.22%
Refinancing Loans	50%	25.57%	28.04%
Principal Dwellings	100%	96.80%	96.13%
Rejected Applications	—	1.37%	1.66%

UNIVERSAL LENDING CORPORATION 6775 EAST EVANS AVE.DENVER, 80224