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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Arkansas	Arkansas	US
Total Applications	18	4,875	574,073
Average Loan	$93.1k	$137.5k	$234.8k
Loan to Income Ratio	1.74	1.80	2.16
Subprime Loans	—	0.94%	1.31%
Refinancing Loans	50%	48.84%	54.16%
Principal Dwellings	100%	92.39%	88.06%
Rejected Applications	16.67%	6.54%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022