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CITIMORTGAGE, INC 850 THIRD AVENUE, 12TH FLOOR
NEW YORK, 10022

2006 Mortgage Research Alpine California US
Total Applications 4 107,100 729,835
Average Loan $251.2k $276.8k $173.4k
Loan to Income Ratio 2.01 1.86 1.57
Subprime Loans 0.09% 0.90%
Refinancing Loans 75% 54.84% 41.42%
Principal Dwellings 100% 93.17% 92.32%
Rejected Applications 2.78% 2.80%