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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Shasta	California	US
Total Applications	415	103,720	574,073
Average Loan	$231.9k	$344.9k	$234.8k
Loan to Income Ratio	1.93	2.56	2.16
Subprime Loans	0.48%	0.44%	1.31%
Refinancing Loans	56.63%	54.70%	54.16%
Principal Dwellings	84.34%	86.05%	88.06%
Rejected Applications	7.47%	9.35%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022