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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Chaffee	Colorado	US
Total Applications	53	12,738	574,073
Average Loan	$242.3k	$241.5k	$234.8k
Loan to Income Ratio	1.98	2.12	2.16
Subprime Loans	1.89%	0.73%	1.31%
Refinancing Loans	67.92%	52.80%	54.16%
Principal Dwellings	73.58%	83.61%	88.06%
Rejected Applications	13.21%	8.25%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022