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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Larimer	Colorado	US
Total Applications	622	12,738	574,073
Average Loan	$213.7k	$241.5k	$234.8k
Loan to Income Ratio	2.02	2.12	2.16
Subprime Loans	0.48%	0.73%	1.31%
Refinancing Loans	58.36%	52.80%	54.16%
Principal Dwellings	82.80%	83.61%	88.06%
Rejected Applications	8.20%	8.25%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022