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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Bartow	Georgia	US
Total Applications	198	19,033	574,073
Average Loan	$171.7k	$193.3k	$234.8k
Loan to Income Ratio	2.28	2.10	2.16
Subprime Loans	1.01%	1.20%	1.31%
Refinancing Loans	60.10%	54.72%	54.16%
Principal Dwellings	92.42%	88.84%	88.06%
Rejected Applications	8.59%	10.01%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022