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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Latah	Idaho	US
Total Applications	63	1,987	574,073
Average Loan	$178.8k	$192.6k	$234.8k
Loan to Income Ratio	1.89	1.99	2.16
Subprime Loans	4.76%	0.81%	1.31%
Refinancing Loans	52.38%	62.46%	54.16%
Principal Dwellings	77.78%	83.64%	88.06%
Rejected Applications	20.63%	10.62%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022