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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Dekalb	Indiana	US
Total Applications	62	9,793	574,073
Average Loan	$103.3k	$134.6k	$234.8k
Loan to Income Ratio	1.90	1.85	2.16
Subprime Loans	3.23%	1.43%	1.31%
Refinancing Loans	61.29%	58.51%	54.16%
Principal Dwellings	96.77%	93.59%	88.06%
Rejected Applications	4.84%	11.78%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022