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CITIMORTGAGE, INC 850 THIRD AVENUE, 12TH FLOOR
NEW YORK, 10022

2006 Mortgage Research Audubon Iowa US
Total Applications 8 6,234 729,835
Average Loan $55.2k $109.8k $173.4k
Loan to Income Ratio 1.03 1.49 1.57
Subprime Loans 12.50% 6.24% 0.90%
Refinancing Loans 62.50% 37.23% 41.42%
Principal Dwellings 100% 95.40% 92.32%
Rejected Applications 3.21% 2.80%