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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Henry	Iowa	US
Total Applications	23	5,042	574,073
Average Loan	$108.6k	$141.9k	$234.8k
Loan to Income Ratio	1.63	1.88	2.16
Subprime Loans	8.70%	2.00%	1.31%
Refinancing Loans	30.43%	60.06%	54.16%
Principal Dwellings	95.65%	95.20%	88.06%
Rejected Applications	8.70%	10.12%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022