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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Jackson	Iowa	US
Total Applications	37	5,042	574,073
Average Loan	$104.2k	$141.9k	$234.8k
Loan to Income Ratio	2.03	1.88	2.16
Subprime Loans	2.70%	2.00%	1.31%
Refinancing Loans	78.38%	60.06%	54.16%
Principal Dwellings	100%	95.20%	88.06%
Rejected Applications	16.22%	10.12%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022