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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Finney	Kansas	US
Total Applications	34	5,088	574,073
Average Loan	$131.5k	$150.3k	$234.8k
Loan to Income Ratio	2.04	1.84	2.16
Subprime Loans	—	1.63%	1.31%
Refinancing Loans	5.88%	51.43%	54.16%
Principal Dwellings	100%	92.92%	88.06%
Rejected Applications	2.94%	7.63%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022