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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Boyle	Kentucky	US
Total Applications	36	4,948	574,073
Average Loan	$129.7k	$143.6k	$234.8k
Loan to Income Ratio	1.98	1.96	2.16
Subprime Loans	2.78%	1.05%	1.31%
Refinancing Loans	47.22%	55.90%	54.16%
Principal Dwellings	94.44%	93.29%	88.06%
Rejected Applications	11.11%	8.27%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022