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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Cumberland	Maine	US
Total Applications	509	1,751	574,073
Average Loan	$213.9k	$190.1k	$234.8k
Loan to Income Ratio	2.25	1.98	2.16
Subprime Loans	1.18%	2.28%	1.31%
Refinancing Loans	59.14%	60.71%	54.16%
Principal Dwellings	87.03%	84.07%	88.06%
Rejected Applications	9.43%	10.57%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022