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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Hancock	Maine	US
Total Applications	74	1,751	574,073
Average Loan	$274.9k	$190.1k	$234.8k
Loan to Income Ratio	1.39	1.98	2.16
Subprime Loans	1.35%	2.28%	1.31%
Refinancing Loans	58.11%	60.71%	54.16%
Principal Dwellings	67.57%	84.07%	88.06%
Rejected Applications	10.81%	10.57%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022