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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Carroll	Maryland	US
Total Applications	259	10,780	574,073
Average Loan	$258.4k	$261.7k	$234.8k
Loan to Income Ratio	2.72	2.44	2.16
Subprime Loans	1.16%	1.22%	1.31%
Refinancing Loans	76.83%	68.51%	54.16%
Principal Dwellings	95.37%	90.43%	88.06%
Rejected Applications	5.02%	12.42%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022