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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Covington	Mississippi	US
Total Applications	11	2,546	574,073
Average Loan	$147.2k	$144.3k	$234.8k
Loan to Income Ratio	2.42	1.73	2.16
Subprime Loans	—	2.63%	1.31%
Refinancing Loans	81.82%	60.80%	54.16%
Principal Dwellings	90.91%	87.59%	88.06%
Rejected Applications	—	11.70%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022