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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Christian	Missouri	US
Total Applications	211	15,381	574,073
Average Loan	$149.0k	$158.2k	$234.8k
Loan to Income Ratio	1.96	1.90	2.16
Subprime Loans	0.95%	2.02%	1.31%
Refinancing Loans	68.25%	63.65%	54.16%
Principal Dwellings	93.84%	90.29%	88.06%
Rejected Applications	11.37%	10.79%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022