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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Burt	Nebraska	US
Total Applications	15	4,096	574,073
Average Loan	$103.8k	$148.5k	$234.8k
Loan to Income Ratio	1.80	1.87	2.16
Subprime Loans	6.67%	2.00%	1.31%
Refinancing Loans	80%	49.37%	54.16%
Principal Dwellings	93.33%	93.46%	88.06%
Rejected Applications	20%	6.64%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022