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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Butler	Nebraska	US
Total Applications	17	4,096	574,073
Average Loan	$95.8k	$148.5k	$234.8k
Loan to Income Ratio	1.53	1.87	2.16
Subprime Loans	—	2.00%	1.31%
Refinancing Loans	70.59%	49.37%	54.16%
Principal Dwellings	64.71%	93.46%	88.06%
Rejected Applications	41.18%	6.64%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022