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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research Columbia New York US
Total Applications 100 31,336 574,073
Average Loan $234.5k $345.8k $234.8k
Loan to Income Ratio 1.67 2.11 2.16
Subprime Loans 2% 1.54% 1.31%
Refinancing Loans 63% 37.69% 54.16%
Principal Dwellings 81% 89.34% 88.06%
Rejected Applications 12% 16.17% 11.20%
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