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CITIMORTGAGE, INC 850 THIRD AVENUE, 12TH FLOOR
NEW YORK, 10022

2006 Mortgage Research Richmond New York US
Total Applications 1,062 35,426 729,835
Average Loan $228.4k $288.2k $173.4k
Loan to Income Ratio 1.90 1.62 1.57
Subprime Loans 0.28% 0.68% 0.90%
Refinancing Loans 38.42% 31.20% 41.42%
Principal Dwellings 95.57% 91.62% 92.32%
Rejected Applications 6.40% 5.33% 2.80%