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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Athens	Ohio	US
Total Applications	33	14,229	574,073
Average Loan	$103.0k	$140.1k	$234.8k
Loan to Income Ratio	1.50	1.81	2.16
Subprime Loans	3.03%	2.17%	1.31%
Refinancing Loans	57.58%	58.75%	54.16%
Principal Dwellings	78.79%	89.29%	88.06%
Rejected Applications	6.06%	12.57%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022