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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Benton	Oregon	US
Total Applications	103	5,843	574,073
Average Loan	$225.8k	$233.5k	$234.8k
Loan to Income Ratio	2.19	2.27	2.16
Subprime Loans	—	0.58%	1.31%
Refinancing Loans	59.22%	62.07%	54.16%
Principal Dwellings	81.55%	83.36%	88.06%
Rejected Applications	4.85%	8.81%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022