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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Curry	Oregon	US
Total Applications	26	5,843	574,073
Average Loan	$238.3k	$233.5k	$234.8k
Loan to Income Ratio	2.25	2.27	2.16
Subprime Loans	—	0.58%	1.31%
Refinancing Loans	57.69%	62.07%	54.16%
Principal Dwellings	80.77%	83.36%	88.06%
Rejected Applications	3.85%	8.81%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022