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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Bradley	Tennessee	US
Total Applications	159	8,859	574,073
Average Loan	$134.6k	$156.3k	$234.8k
Loan to Income Ratio	2.45	2.06	2.16
Subprime Loans	2.52%	1.63%	1.31%
Refinancing Loans	55.35%	55.20%	54.16%
Principal Dwellings	98.11%	91.35%	88.06%
Rejected Applications	6.92%	8.34%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022