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CITIMORTGAGE, INC 850 THIRD AVENUE, 12TH FLOOR
NEW YORK, 10022

2006 Mortgage Research Collin Texas US
Total Applications 3,689 56,552 729,835
Average Loan $130.0k $119.4k $173.4k
Loan to Income Ratio 1.15 1.19 1.57
Subprime Loans 0.22% 0.60% 0.90%
Refinancing Loans 13.66% 14.73% 41.42%
Principal Dwellings 95.04% 92.71% 92.32%
Rejected Applications 0.79% 1.94% 2.80%