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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Salt Lake	Utah	US
Total Applications	3,126	8,094	574,073
Average Loan	$242.6k	$248.7k	$234.8k
Loan to Income Ratio	2.53	2.42	2.16
Subprime Loans	0.86%	1.04%	1.31%
Refinancing Loans	57.97%	57.09%	54.16%
Principal Dwellings	90.66%	87.46%	88.06%
Rejected Applications	8.25%	8.93%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022