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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Kittitas	Washington	US
Total Applications	63	12,102	574,073
Average Loan	$219.4k	$269.4k	$234.8k
Loan to Income Ratio	1.89	2.46	2.16
Subprime Loans	3.17%	0.49%	1.31%
Refinancing Loans	58.73%	63.45%	54.16%
Principal Dwellings	65.08%	86.61%	88.06%
Rejected Applications	3.17%	8.78%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022