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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Spokane	Washington	US
Total Applications	949	12,102	574,073
Average Loan	$183.0k	$269.4k	$234.8k
Loan to Income Ratio	2.15	2.46	2.16
Subprime Loans	0.74%	0.49%	1.31%
Refinancing Loans	58.06%	63.45%	54.16%
Principal Dwellings	86.20%	86.61%	88.06%
Rejected Applications	6.01%	8.78%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022