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CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, 10022

2008 Mortgage Research	Door	Wisconsin	US
Total Applications	47	7,270	574,073
Average Loan	$208.2k	$171.0k	$234.8k
Loan to Income Ratio	1.38	2.05	2.16
Subprime Loans	2.13%	2.02%	1.31%
Refinancing Loans	80.85%	71.46%	54.16%
Principal Dwellings	68.09%	90.55%	88.06%
Rejected Applications	6.38%	13.34%	11.20%

CITIMORTGAGE, INC 153 EAST 53RD STREET, 20TH FLOORNEW YORK, 10022