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LRS FINANCIAL NETWORK, INC. 2101 W. WADLEY, STE. #33
MIDLAND, 79705-6439

2008 Mortgage Research	Andrews	Texas	US
Total Applications	14	621	626
Average Loan	$177.1k	$162.6k	$163.6k
Loan to Income Ratio	1.98	1.18	1.18
Subprime Loans	7.14%	9.66%	9.58%
Refinancing Loans	35.71%	19.16%	19.01%
Principal Dwellings	92.86%	85.99%	85.62%
Rejected Applications	—	0.16%	0.16%

LRS FINANCIAL NETWORK, INC. 2101 W. WADLEY, STE. #33MIDLAND, 79705-6439