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PRIMARY CAPITAL ADVISORS LC 1000 PARKWOOD CIRCLE, ST. 600
ATLANTA, 30339

2008 Mortgage Research	Brooks	Texas	US
Total Applications	2	333	9,853
Average Loan	$98.5k	$171.6k	$199.6k
Loan to Income Ratio	2.05	1.74	2.13
Subprime Loans	—	6.01%	5.48%
Refinancing Loans	—	47.45%	44.80%
Principal Dwellings	100%	86.79%	88.92%
Rejected Applications	—	10.51%	7.15%

PRIMARY CAPITAL ADVISORS LC 1000 PARKWOOD CIRCLE, ST. 600ATLANTA, 30339